Contacting the Credit Bureau Companies
According to the Fair and Accurate Credit Transaction Act (FACT), you are entitle to receive a free copy of your credit report one time every year from each of the different credit bureau companies. This helps you ensure that the information listed on your credit report is accurate, and gives you the opportunity to correct any inaccuracies that are included in the report. In order to obtain your free credit report, you must contain each credit bureau separately to ask for a copy to be sent to you.
Below is a list of the names, address, and contact information for the three major credit bureau companies to help you request a copy of your credit report.
Equifax Credit Information Services, Inc.
PO Box 740241
Atlanta GA 30374
(800)685-1111
Experian
National Consumer Assistance Center
PO Box 2002
Allen TX 75013
(888)397-3742
TransUnion
Annual Credit Report Request Service
PO Box 105281
Atlanta GA 30348-5281
(877)322-8228
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