Are We Headed for a Recession? For those of you who don’t know what a recession is, I have a simple explanation. It’s a period of temporary economic decline during which trade and industrial activity are reduced, generally identified by a fall in GDP in two successive quarters. In our lifetime, most of us have lived through at least 3 or more of these. It’s a healthy pullback. Why is…
Home Value Where to get home valuation? Online on real estate websites. IE. propertyup.com/home-value What is home valuation is good for? General knowledge of home values only. Is home valuation good as a listing price? No. Valuation is very generic and doesn’t take into account home's individual features or condition. Is home valuation good for property tax reduction? No, generally it is not accepted. Comparative Market Analysis (CMA) Where to…
Want to sell your home? Get a FREE home value report. Want to buy a home? Search all homes for sale. Check our Home Sold Guarantee. [caption id="attachment_5855" align="aligncenter" width="300"] How to select an real estate agent? Part time vs Full Time[/caption] There are many choices to be made when choosing a Realtor to help with a sale or purchase of a home, and one of the things to be considered is the…
Property taxes can vary greatly from one city, township or village to another. It is necessary to calculate the taxes on every single home that a buyer considers in order to know how they will impact the home payment. Basically, however, if property taxes are $1200 per year it would add $100 per month to a house payment. If they are $12000 per year, it would add $1000 per month…
Being pre-qualified is a very quick process based on telling a lender your income, and a brief synopsis of your bills and a credit check. If all those look good a lender would pre-qualify you. Pre-approval goes a little deeper into the process, an application is made and the lender makes sure that what you've presented is true, looks at check statements, sees W-2s, and is a deeper level of…
This is an interesting question because the answer often lies in your personal preferences. Part of the American dream used to be wanting to be a homeowner, but this has changed since the Great Recession from 2007-2009. Since that time, renting a home instead of buying has increased and continues to do so. Real estate is a booming market, and has been for several years, yet why are some people…
There are pluses and minues to both. Obviously it is nice to have a new home which no one else has lived in. One would expect that everything would work well, be clean, and the home would be a blank slate for the new owner's touches. Often new construction will appear to be a very good buy as neighborhoods get off the ground and have not been established yet. On…
One of your final tasks as a home buyer is to walk through the new house one last time before signing any papers. While this step may not seem necessary to you since you’ve done everything else and are ready to sign the papers and get your new keys, trust us when we say that this step should be taken very seriously. If it is not something you can do,…
The home buying process is a challenging and overwhelming journey that requires a lot of planning ahead to help streamline all the steps to buying a house. Saving money for a Downpayment can be challenging on an average salary, given all the expenses of modern-day life. Fortunately, there are many alternatives to a conventional mortgage that allow you to invest in your dream house with no money down. If you’re…
Investing in real estate property requires meticulous planning and diligent strategizing. Before entering the housing market, you need to sit down and deliberate on what your housing requirements are. You need to visualize the kind of property you seek and how much space you need. It requires a process of mindful deliberation that will facilitate your short-term and long-term goal setting with regards to your homeownership plans. It is…
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